$430K · 2+1 bed Condo Apartment · Village East, Pickering

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About this home

Welcome to Emerald Point, one of Pickering's most established and sought-after condominium communities. Ideally situated in the heart of the city, residents enjoy easy access to Hwy 401, GO Transit, Pickering Town Centre, restaurants, parks and everyday amenities. This spacious 2+1 bedroom, 2 bathroom suite features large windows that fill the home with natural light, a functional layout, a walk-in closet in the primary bedroom, and no carpet throughout. This well-maintained building offers an e…

Property details

MLS#

E13434976

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1000-1199

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Place Of Worship, Public Transit, Rec./Commun.Centre

View: Trees/Woods

Building name: Emerald Point
Condo corp #: 107
Balcony: None
Locker: Exclusive
Association amenities: Exercise Room, Indoor Pool, Sauna, Squash/Racquet Court, Visitor Parking, Elevator
Fees include: Heat Included, Common Elements Included, Water Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Brock Road and Hwy 401
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Flat	Foyer	2.26m × 2.57m
Flat	Living Room	3.43m × 8.08m
Flat	Kitchen	2.44m × 2.44m
Flat	Primary Bedroom	3.12m × 4.98m
Flat	Bedroom 2	3.18m × 4.34m
Flat	Den	3.18m × 2.03m

Level

Room

Dimensions

Flat

Foyer

2.26m × 2.57m

Flat

Living Room

3.43m × 8.08m

Flat

Kitchen

2.44m × 2.44m

Flat

Primary Bedroom

3.12m × 4.98m

Flat

Bedroom 2

3.18m × 4.34m

Flat

Den

3.18m × 2.03m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,440 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,553/mo

incl. closing costs (yr 1)

Annual total

$54,637

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$2,041/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$81/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $19,571/yr

Property taxes16% $8,513/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,299/yr

Condo fees21% $11,594/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,440	$287/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$11,594	$966/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,637	$4,553/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs