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$429K · 3 bed Common Element Condo · Samac, Oshawa | MyPropertyScout

$428,999

Unit 98

33Vacant

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$428,999

B●●○○○DOM14days

Unit 98

University Towns · 1780 Simcoe Street · Oshawa · Ontario L1G 0C3

MLS® E13434796 · Samac · L1G 0C3

33Vacant1000-1199 ft²Common Element CondoNone14d$390/ft²$5,133 tax/yrBuilt 20233 yrs old

1% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully Designed And Fully Furnished 3 Bedroom Townhouse With Steps To Public Transit, Ontario Tech University & Durham College! Each Bedroom Is Designed With W/ 4Pc En-suite. Walk Out To Balcony From Upper Bedrooms. Open Concept Layout, Kitchen With Granite Counter Top, Stainless Steel Appliances. Gym, Restaurants & Coffee Shops, Close To Hwy 407, Shopping, Park,. Open Concept Kitchen, Ss Appliances. Open Main Floor, Immaculately Kept And Ready To Move In. Largest size unit and separate bui…

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Property details

MLS#: E13434796
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1000-1199
Style: Other
Type: Common Element Condo
Year built: —

Foundation: Brick

Building name: University Towns
Condo corp #: 323
Balcony: Open
Locker: None
Association amenities: Concierge, Gym, Exercise Room, Visitor Parking
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Simcoe St N/ Conlin Rd E
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Bedroom	2.76m × 5.64m
Second	Bedroom 2	3.11m × 4.3m
Second	Bedroom 3	2.77m × 4.32m
Main	Kitchen	3.06m × 2.73m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 TITANS REALTY INC.

Source: TRREB/PROPTX · MLS® E13434796

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$429K

Unit 98 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $428,999✓ $5,133 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,332/mo

incl. closing costs (yr 1)

Annual total

$51,988

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,825/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$428/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,530/yr

Property taxes20% $10,188/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,290/yr

Condo fees14% $7,320/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$5,133	$428/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,320	$610/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,988	$4,332/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 98

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs