$1.35M · 4+1 bed Detached · Rouge Park, Pickering

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About this home

Welcome to an exquisite home nestled in the prestigious Rouge Park community! Step into a grand double-height foyer, then enjoy 10-ft ceilings on the main and second floor. Bright, open layout with perfect size living & dining room. A large family room that's spacious and inviting. The chef's kitchen, with extended cabinets, a large island, built-in oven/microwave, smart stainless steel appliances, and sleek granite countertop. Four bedrooms, each with access to an ensuite and walk-in closet. Th…

Property details

MLS#

E13434512

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Property features: Beach, Cul de Sac/Dead End, Electric Car Charger, Library, Park, School

Fireplace features: Family Room, Natural Gas

View: Forest

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 37.07 × 107.74
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Finch Ave and Altona Rd
Basement: Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Atrium, Auto Garage Door Remote, Built-In Oven, In-Law Suite
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.81m × 6.85m
Main	Dining Room	3.81m × 6.85m
Main	Family Room	4.57m × 6.1m
Main	Kitchen	3.25m × 4.22m
Main	Breakfast	3.3m × 4.22m
Second	Primary Bedroom	4.27m × 5.03m
Second	Bedroom 2	3m × 3.96m
Second	Bedroom 3	3.35m × 4.88m
Second	Bedroom 4	3.35m × 3.66m
Basement	Living Room	4.37m × 4.57m
Basement	Kitchen	2.59m × 4.11m
Basement	Dining Room	3.7m × 4.11m
Basement	Bedroom	3.05m × 3.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,000✓ $12,122 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,247/mo

incl. closing costs (yr 1)

Annual total

$122,969

year 1

Mortgage only

$5,118/mo

principal + interest

Beyond mortgage

$2,717/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,010/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $61,412/yr

Property taxes29% $35,577/yr

Utilities5% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,490/yr

Closing costs4% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,412	$5,118/mo
Government & taxes
Property tax	$12,122	$1,010/mo
Land transfer tax(closing)	$23,455	$1,955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,490	$1,124/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$122,969	$10,247/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Annual costs