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$400K · 2 bed Condo Apartment · Windfields, Oshawa | MyPropertyScout

$400,000

Unit 515

22OwnerOccupied

Map

$400,000

C●●○○○DOM14days

Unit 515

2550 Simcoe Street · Oshawa · Ontario L1L 0R5

MLS® E13433378 · Windfields · L1L 0R5

22OwnerOccupied600-699 ft²Condo Apartment1-car Surface14d$616/ft²$4,647 tax/yr

1% above market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome Anytime! Looking For That Perfect Blend Of Space, Comfort, Amenities And Location, This 2-Bedroom, 2-Bathroom Condo Offers It All. A Bright, Convenient Lifestyle Close To Highway 407, Transit, Shopping, And Everyday Essentials. Designed For Easy Living, The Suite Features Open-Concept Principal Spaces That Bring The Kitchen, Dining, And Living Areas Together In A Clean, Functional Flow. Whether You Are Starting Your Morning, Hosting Friends, Or Winding Down At The End Of The Day, The Lay…

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Property details

MLS#: E13433378
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 1411
Balcony: Open
Locker: None
Association amenities: Bus Ctr (WiFi Bldg), Community BBQ, Guest Suites, Gym, Media Room, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: Simcoe St N / Windfields Farm Dr E
Basement: None
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: DAN PLOWMAN TEAM REALTY INC.

Source: TRREB/PROPTX · MLS® E13433378

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$400K

Unit 515 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $400,000✓ $4,647 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,980/mo

incl. closing costs (yr 1)

Annual total

$47,766

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,632/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,210/yr

Property taxes19% $9,122/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,000/yr

Condo fees12% $5,774/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,210	$1,517/mo
Government & taxes
Property tax	$4,647	$387/mo
Land transfer tax(closing)	$4,475	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,000	$333/mo
Condo fees
Condo / HOA fees	$5,774	$481/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,766	$3,980/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 515

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs