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$1.15M · 5+1 bed Detached · Kedron, Oshawa | MyPropertyScout

$1,149,000

509 Maine Street

5+14Vacant

Map

Pool

$1,149,000

DOM14days

509 Maine Street

Oshawa · Ontario L1L 1A2

MLS® E13433126 · Kedron · L1L 1A2

5+14Vacant2500-3000 ft²Detached2-car AttachedPool14d$418/ft²Lot 106 x 166.8 ft< .50 ac$10,773 tax/yrBuilt 198541 yrs old

14 days on market

About this home

A rare opportunity in the prestigious Kedron community-this fully renovated custom residence sits on an expansive lot and offers the perfect blend of luxury, comfort, and functionality. Thoughtfully designed with upscale finishes throughout, the home features a chef-inspired kitchen with stainless steel appliances, a soaring vaulted living room with a statement fireplace, elegant marble flooring, raised panel wall detailing, and a dramatic two-storey dining area. The main floor also includes a p…

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Property details

MLS#: E13433126
Status: Buy Now
Beds: 5+1
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Fence - Full, Garden Shed, Gazebo, Other, Shed
Property features: Fenced Yard, Golf, Park, Public Transit, School, Hospital

Fireplaces: 1
Fireplace features: Electric

View: Pool, Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 106 × 166.75
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Stucco (Plaster) · Deck, Hot Tub, Lighting, Patio, Privacy, Porch, Year Round Living
Fronting on: South
Cross street: Ritson And Conlin
Basement: Finished, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Floor Drain, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Sump Pump
Parking features: Private Double, Available

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® E13433126

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$1.15M

509 Maine Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,149,000✓ $10,773 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,841/mo

incl. closing costs (yr 1)

Annual total

$106,095

year 1

Mortgage only

$4,359/mo

principal + interest

Beyond mortgage

$2,403/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$229,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$898/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $52,307/yr

Property taxes28% $30,228/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,490/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$52,307	$4,359/mo
Government & taxes
Property tax	$10,773	$898/mo
Land transfer tax(closing)	$19,455	$1,621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,490	$958/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$106,095	$8,841/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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509 Maine Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs