$600K · 3 bed Condo Townhouse · South East, Ajax

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About this home

Rare beautifully maintained, this renovated 3-bedroom condo townhome in the heart of South Ajax offers the perfect blend of comfort, convenience, and nature. Freshly painted in 2026 with a new garage door and backyard fencing, this move-in-ready home features a functional galley kitchen with granite countertops and premium stainless steel appliances that seamlessly flows into the dining and living areas, hardwood flooring extends throughout the main level, creating a warm and inviting atmosphere…

Property details

MLS#

E13432982

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Park, Public Transit, School, Lake/Pond, Beach

View: City, Clear, Trees/Woods

Condo corp #: 26
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Lighting, Privacy, Year Round Living
Fronting on: —
Cross street: Harwood Ave & Lake Driveway
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: Laundry Room, In Basement
Interior: Central Vacuum, Floor Drain
Parking features: Private, Mutual

Rooms

Level	Room	Dimensions
Main	Kitchen	4.75m × 2.31m
Main	Dining Room	2.77m × 2.41m
Main	Living Room	5.28m × 3.2m
Main	Powder Room	1.27m × 1.3m
Second	Primary Bedroom	3.43m × 4.62m
Second	Bedroom 2	5.38m × 2.74m
Second	Bedroom 3	4.29m × 2.77m
Second	Bathroom	1.5m × 2.72m
Basement	Recreation	5.33m × 5.51m
Basement	Laundry	4.55m × 2.41m
Basement	Powder Room	1.83m × 1.19m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,622 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,266/mo

incl. closing costs (yr 1)

Annual total

$63,190

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,826/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$302/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $27,310/yr

Property taxes19% $12,095/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,999/yr

Condo fees11% $7,127/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,622	$302/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$7,127	$594/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,190	$5,266/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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11 Jacques Lane

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs