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$395K · 1+1 bed Condo Apartment · Windfields, Oshawa | MyPropertyScout

$395,000

Unit 612

1+11Vacant

Map

$395,000

B●●○○○DOM14days

Unit 612

2550 Simcoe Street · Oshawa · Ontario L1L 0R5

MLS® E13432414 · Windfields · L1L 0R5

1+11Vacant500-599 ft²Condo Apartment1-car Surface14d$719/ft²$3,994 tax/yr

1% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this stunning and modern 1+1 bedroom suite featuring a versatile den, offering the perfect blend of style, comfort, and functionality. The thoughtfully designed layout maximizes every square foot, making it ideal for first-time buyers, young professionals, investors, or anyone seeking a vibrant urban lifestyle in one of North Oshawa's most sought-after communities. The spacious open-concept design seamlessly connects the living, dining, and kitchen areas, creating a bright and invitin…

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Property details

MLS#: E13432414
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Other
Foundation: Other
Property features: Golf, Hospital, Park, Place Of Worship, School, Public Transit

Condo corp #: 370
Balcony: Open
Locker: None
Association amenities: Community BBQ, Concierge, Elevator, Guest Suites, Gym, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Simcoe Street North/Windfields Farm Dr
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Covered

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BESPOKE REALTY INC.

Source: TRREB/PROPTX · MLS® E13432414

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$395K

Unit 612 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $395,000✓ $3,994 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,865/mo

incl. closing costs (yr 1)

Annual total

$46,379

year 1

Mortgage only

$1,499/mo

principal + interest

Beyond mortgage

$1,541/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$333/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,400

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $17,982/yr

Property taxes18% $8,394/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,950/yr

Condo fees12% $5,392/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,982	$1,499/mo
Government & taxes
Property tax	$3,994	$333/mo
Land transfer tax(closing)	$4,400	$367/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,950	$329/mo
Condo fees
Condo / HOA fees	$5,392	$449/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,379	$3,865/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 612

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs