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$820K · 3+1 bed Detached · Blue Grass Meadows, Whitby | MyPropertyScout

$819,900

98 Applewood Crescent

3+12OwnerOccupied

Map

$819,900

A●●○○○DOM14days

98 Applewood Crescent

Whitby · Ontario L1N 2E7

MLS® E13432378 · Blue Grass Meadows · L1N 2E7

3+12OwnerOccupied1100-1500 ft²Detached4-car Attached14d$631/ft²Lot 62.3 x 120.5 ft$6,248 tax/yr

17% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this inviting home offering wonderful functionality, thoughtful updates, and a true mechanic's dream garage, ideally located in a central Whitby neighbourhood close to schools, parks, shopping, and convenient commuter routes. From the moment you arrive, the property stands out with its impressive tandem four-car garage, an exceptional workspace fully equipped with a hoist and large compressor-a rare setup that car enthusiasts, mechanics, or serious hobbyists will immediately appreciat…

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Property details

MLS#: E13432378
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete Block
Property features: Park, School, Public Transit

Garage: 4-car Attached
Garage spaces: 4
Parking: 8 total
Lot: 62.25 × 120.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Thickson/Bellwood
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Private Double

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Rouge River Realty Ltd.

Source: TRREB/PROPTX · MLS® E13432378

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$820K

98 Applewood Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $819,900✓ $6,248 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,291/mo

incl. closing costs (yr 1)

Annual total

$75,497

year 1

Mortgage only

$3,110/mo

principal + interest

Beyond mortgage

$1,650/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$163,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$521/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $37,325/yr

Property taxes25% $19,121/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,199/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$37,325	$3,110/mo
Government & taxes
Property tax	$6,248	$521/mo
Land transfer tax(closing)	$12,873	$1,073/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,199	$683/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,497	$6,291/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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98 Applewood Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs