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$1.10M · 4+2 bed Detached · Northwest Ajax, Ajax | MyPropertyScout

$1,099,998

22 Cragg Crescent

4+24OwnerOccupied

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$1,099,998

C●●●○○DOM14days

22 Cragg Crescent

Ajax · Ontario L1T 0E4

MLS® E13431766 · Northwest Ajax · L1T 0E4

4+24OwnerOccupied2500-3000 ft²Detached2-car Attached14d$400/ft²Lot 46.9 x 87.3 ft$7,907 tax/yr

3% above market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this stunning 4+2 bedroom, 4 bathroom detached residence offering an exceptional blend of luxury, space, and functionality in the highly sought-after Northwest Ajax community. Ideally located close to top-ranked elementary and high schools, parks, scenic walking trails, shopping, and every essential amenity, this is the perfect place for families to call home. Designed with modern living in mind, this impressive home features soaring 9 Ft ceilings, elegant hardwood floors, and pot lig…

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Property details

MLS#: E13431766
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 46.93 × 87.25
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: S Taunton & W Harwood
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5.46m × 3.43m
Main	Dining Room	4.94m × 3.17m
Main	Family Room	4.86m × 4.03m
Main	Kitchen	3.01m × 3.16m
Main	Breakfast	3.16m × 3.13m
Main	Mud Room	1.77m × 3m
Second	Primary Bedroom	5.21m × 4.06m
Second	Bedroom 2	4.89m × 3.11m
Second	Bedroom 3	3.39m × 4.84m
Second	Bedroom 4	4.18m × 4.72m
Basement	Bedroom	3.53m × 4.48m
Basement	Kitchen	4.65m × 2.85m
Basement	Dining Room	2.82m × 3.46m
Lower	Bedroom	4.61m × 3.89m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® E13431766

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$1.10M

22 Cragg Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,998✓ $7,907 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,294/mo

incl. closing costs (yr 1)

Annual total

$99,529

year 1

Mortgage only

$4,173/mo

principal + interest

Beyond mortgage

$2,123/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$220,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$659/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $50,077/yr

Property taxes27% $26,382/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,000/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,077	$4,173/mo
Government & taxes
Property tax	$7,907	$659/mo
Land transfer tax(closing)	$18,475	$1,540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,000	$917/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,529	$8,294/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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22 Cragg Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs