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$750K · 3 bed Detached · South West, Ajax | MyPropertyScout

$749,999

874 Finley Avenue

33OwnerOccupied

Map

$749,999

A●●●○○DOM14days

874 Finley Avenue

Ajax · Ontario L1S 3R9

MLS® E13431744 · South West · L1S 3R9

33OwnerOccupied1100-1500 ft²Detached1-car Attached14d$577/ft²Lot 39.2 x 107 ft$5,608 tax/yrBuilt 198541 yrs old

17% below market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained detached home nestled on a quiet, family-friendly street in the heart of Ajax. Featuring 3 spacious bedrooms and 3 bathrooms, this inviting residence offers the perfect blend of comfort, functionality, and timeless charm. Step inside to discover a bright and thoughtfully designed layout with hardwood flooring throughout the main and upper levels, a cozy finished basement and generously sized principal rooms ideal for both everyday living and entertaining. T…

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Property details

MLS#: E13431744
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: Backsplit 4
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick
Other structures: Shed, Storage
Property features: Fenced Yard, Park, Public Transit

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 39.19 × 107
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: West
Cross street: FINLEY/WESTNEY
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.44m × 4.57m
Main	Dining Room	3.66m × 4.93m
Upper	Primary Bedroom	3.15m × 4.31m
Upper	Bedroom 2	2.92m × 3.43m
In Between	Bedroom 3	2.87m × 3.56m
In Between	Family Room	3.1m × 4.42m
Lower	Recreation	3.58m × 4.3m
Upper	Bathroom	1.52m × 2.31m
In Between	Bathroom	1.52m × 1.93m
Lower	Bathroom	1.68m × 2.08m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS REFERRED URBAN REALTY

Source: TRREB/PROPTX · MLS® E13431744

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$750K

874 Finley Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,999✓ $5,608 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,798/mo

incl. closing costs (yr 1)

Annual total

$69,578

year 1

Mortgage only

$2,845/mo

principal + interest

Beyond mortgage

$1,538/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$150,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$467/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,143/yr

Property taxes25% $17,083/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,500/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,143	$2,845/mo
Government & taxes
Property tax	$5,608	$467/mo
Land transfer tax(closing)	$11,475	$956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,500	$625/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,578	$5,798/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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874 Finley Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs