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$949K · 4 bed Detached · Rural Whitby, Whitby | MyPropertyScout

$948,888

27 Christine Elliott Avenue

43Vacant

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$948,888

A●●○○○DOM14days

27 Christine Elliott Avenue

Whitby · Ontario L1P 0B8

MLS® E13430672 · Rural Whitby · L1P 0B8

43Vacant2000-2500 ft²Detached1-car Built-In14d$422/ft²Lot 26.3 x 105 ft$9,097 tax/yr

12% below market · regional est. · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this gorgeous 4-bedroom family home in one of Whitby's most desirable communities! Thoughtfully designed for modern living, this beautifully maintained residence offers an exceptional blend of comfort, style, and convenience. Step inside to discover bright, open-concept living spaces enhanced by impressive 9-foot ceilings on the main floor, creating an airy and elegant atmosphere throughout. The spacious layout is perfect for both everyday family life and entertaining, featuring gener…

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Property details

MLS#: E13430672
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete
Property features: Park, Public Transit

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 26.25 × 104.99
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: South
Cross street: TAUNTON RD AND COUNTRY LANE
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.04m × 5.54m
Main	Family Room	3.35m × 5.54m
Main	Kitchen	3.04m × 2.8m
Main	Breakfast	3.04m × 2.74m
Second	Primary Bedroom	5.18m × 3.35m
Second	Bedroom 2	3.04m × 2.74m
Second	Bedroom 3	3.65m × 2.46m
Second	Bedroom 4	4.26m × 2.74m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 LEADING EDGE REALTY INC.

Source: TRREB/PROPTX · MLS® E13430672

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$949K

27 Christine Elliott Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $948,888✓ $9,097 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,407/mo

incl. closing costs (yr 1)

Annual total

$88,886

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$2,061/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$758/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,489/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,453

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $43,197/yr

Property taxes28% $24,550/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,489/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,197	$3,600/mo
Government & taxes
Property tax	$9,097	$758/mo
Land transfer tax(closing)	$15,453	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,489	$791/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$88,886	$7,407/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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27 Christine Elliott Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs