$2.40M · 3+3 bed Detached · Northeast Ajax, Ajax

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About this home

Situated in one of the most prestigious enclaves of Durham, Deer Creek Estates, this true custom-built bungalow sits on over 1.3 acres backing on to green space offering ultimate privacy and luxury living. Just steps from renowned Deer Creek Golf Course, one of the best public championship golf courses in Ontario. This estate residence offers grand living spaces with abundant natural light, soaring ceilings, hardwood flooring and pot lights. Featuring 3 spacious bedrooms on the main floor, an ad…

Property details

MLS#

E13430068

Status

Buy Now

Beds

3+3

Baths

6 full, 0 half

Size

3000-3500

Style

Bungalow

Type

Detached

Year built

—

Roof: Cedar
Foundation: Unknown
Other structures: Gazebo, Shed
Property features: Golf, Wooded/Treed, Park, Public Transit, School

Fireplaces: 3
Fireplace features: Wood, Natural Gas

Garage: 3-car Attached
Garage spaces: 3
Parking: 15 total
Lot: 179.13 × 322.46
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Landscaped, Landscape Lighting, Patio, Deck, Privacy, Lawn Sprinkler System
Fronting on: North
Cross street: Salem and Taunton
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Central Vacuum, Countertop Range, Primary Bedroom - Main Floor, Storage, Sump Pump
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	3.09m × 5.32m
Main	Dining Room	3.67m × 5.22m
Main	Kitchen	4.1m × 4.18m
Main	Breakfast	3.44m × 4.11m
Main	Family Room	4.79m × 7.38m
Main	Living Room	4.31m × 4.75m
Main	Primary Bedroom	4.45m × 8.71m
Main	Bedroom	3.69m × 3.97m
Main	Bedroom	3.62m × 4.21m
Main	Laundry	3.53m × 4.1m
Basement	Recreation	6.48m × 8.99m
Basement	Game Room	2.84m × 3.14m
Basement	Bedroom	4.17m × 6.65m
Basement	Bedroom	4.44m × 4.45m
Basement	Bedroom	4.44m × 4.45m
Basement	Office	3.51m × 3.71m
Basement	Kitchen	2.22m × 2.75m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,399,998✓ $15,745 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$17,331/mo

incl. closing costs (yr 1)

Annual total

$207,968

year 1

Mortgage only

$9,105/mo

principal + interest

Beyond mortgage

$3,895/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$480,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,312/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$24,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$46,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $109,258/yr

Property taxes30% $62,220/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $24,000/yr

Closing costs2% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$109,258	$9,105/mo
Government & taxes
Property tax	$15,745	$1,312/mo
Land transfer tax(closing)	$46,475	$3,873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$24,000	$2,000/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$207,968	$17,331/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8 Buggey Lane

About this home

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Property details

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Rooms

Sales History

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Annual costs