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$470K · 1+1 bed Condo Apartment · Bay Ridges, Pickering | MyPropertyScout

$469,900

Unit 702

1+12Vacant

Map

$469,900

C●●●○○DOM15days

Unit 702

1480 Bayly Street · Pickering · Ontario L1W 0C2

MLS® E13427900 · Bay Ridges · L1W 0C2

1+12Vacant600-699 ft²Condo Apartment1-car Underground15d$723/ft²$4,303 tax/yrBuilt 20233 yrs old

4% above market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This exceptional 1-bedroom + den suite with 2 full washrooms at Universal City One truly stands out. Featuring 10-foot smooth ceilings, upgraded laminate flooring, and extended upper kitchen cabinets, the space offers both style and functionality. Enjoy expansive southwest-facing views overlooking the lake, along with easy access to resort-style amenities just steps away on the 7th floor, including a rooftop outdoor pool, BBQ area, and a party room complete with a full kitchen and billiards tabl…

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Property details

MLS#: E13427900
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Clear View, Public Transit

View: Clear, Lake, Pool

Condo corp #: 374
Balcony: Open
Locker: Owned
Association amenities: Community BBQ, Concierge, Gym, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Recreational Area
Fronting on: —
Cross street: Bayly St & Liverpool Road
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Auto Garage Door Remote, Intercom, Separate Heating Controls, Separate Hydro Meter, Ventilation System
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ATRIUM HOME REALTY

Source: TRREB/PROPTX · MLS® E13427900

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$470K

Unit 702 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,900✓ $4,303 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,586/mo

incl. closing costs (yr 1)

Annual total

$55,027

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$1,855/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$359/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $21,392/yr

Property taxes18% $10,176/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,699/yr

Condo fees15% $8,100/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,392	$1,783/mo
Government & taxes
Property tax	$4,303	$359/mo
Land transfer tax(closing)	$5,873	$489/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,699	$392/mo
Condo fees
Condo / HOA fees	$8,100	$675/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,027	$4,586/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 702

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs