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$646K · 3 bed Semi-Detached · Centennial, Oshawa | MyPropertyScout

$646,000

1302 Northmount Street

33OwnerOccupied

Map

$646,000

DOM15days

1302 Northmount Street

Oshawa · Ontario L1G 7M8

MLS® E13425258 · Centennial · L1G 7M8

33OwnerOccupied1100-1500 ft²Semi-Detached 1-car Attached15d$497/ft²Lot 30.8 x 102.3 ft$4,482 tax/yr

15 days on market

About this home

A great semi-detached home located in a family-friendly neighborhood, this charming property at 1302 Northmount St. offers the perfect blend of comfort, functionality, and thoughtful updates. Step onto the inviting newer front porch and into a bright, well-maintained interior featuring a spacious living room and fresh interior paint completed last spring. The eat-in kitchen is both cozy and functional, while the back deck provides a delightful bonus space-perfect for morning coffee, quiet aftern…

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Property details

MLS#: E13425258
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Living Room, Fireplace Insert

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 30.8 × 102.31
Heating: Forced Air
Heating fuel: Wood
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck, Porch
Fronting on: East
Cross street: Northbrook
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Meter, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.7m × 6.4m
Ground	Kitchen	2.28m × 4.57m
Ground	Primary Bedroom	3.71m × 3.71m
Second	Bedroom 2	3.14m × 3.71m
Second	Bedroom 3	2.85m × 2.85m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® E13425258

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$646K

1302 Northmount Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $646,000✓ $4,482 tax✓ Wood✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,050/mo

incl. closing costs (yr 1)

Annual total

$60,598

year 1

Mortgage only

$2,451/mo

principal + interest

Beyond mortgage

$1,358/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,200

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$373/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Wood$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,460/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,395

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,409/yr

Property taxes23% $13,877/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,460/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,409	$2,451/mo
Government & taxes
Property tax	$4,482	$373/mo
Land transfer tax(closing)	$9,395	$783/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Wood	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,460	$538/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,598	$5,050/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1302 Northmount Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs