$600K · 6 bed Triplex · Vanier, Oshawa

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546 Park Road

Oshawa · Ontario L1J 4J5

MLS® E13424856 · Vanier · L1J 4J5

63Vacant1500-2000 ft²TriplexNone15d$343/ft²Lot 80 x 115 ft$4,955 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 546 Park Road South. Two whole lots (80' x 115' total - two 40' x 115' parcels) with a legal registered triplex straddling both, in a quiet residential pocket north of the 401. The City's original 1960s subdivision plan confirms two whole lots - no minor variance needed for severance. The existing triplex offers three self-contained 2-bedroom units, 3 baths, ~1,750 sq ft above grade, private yard per unit, four separate hydro meters (one per unit + shared coin laundry), a furnace just…

Property details

MLS#

E13424856

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Triplex

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Park, Fenced Yard, Public Transit, River/Stream

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 80 × 115
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other
Fronting on: West
Cross street: Simcoe St S, Bloor St W
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,999✓ $4,955 tax✓ Electric✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,811/mo

incl. closing costs (yr 1)

Annual total

$57,735

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,370/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$120,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$413/mo

Utilities

Hydro / electricity$228/mo

≈ $0.13/ft² × ~1,750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,315/yr

Property taxes23% $13,430/yr

Utilities7% $4,290/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,000/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,315	$2,276/mo
Government & taxes
Property tax	$4,955	$413/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,735	$4,811/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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546 Park Road

About this home

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Property details

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Annual costs