$229K · 0 bed Condo Apartment · Samac, Oshawa

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About this home

Bright, fully furnished north-facing bachelor suite in prime North Oshawa, just minutes from Ontario Tech University and Durham College. This move-in-ready unit offers a functional layout, stainless steel appliances, fully furnished with a great view, making it ideal for students, professionals, or investors. Conveniently located within walking distance of shops, amenities, and visitor parking, and close to the building's party/meeting room. Residents also enjoy concierge service, an on-site gym…

Property details

MLS#

E13424594

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Library, Place Of Worship, Public Transit

View: Panoramic

Condo corp #: 3066
Balcony: None
Locker: None
Association amenities: Party Room/Meeting Room, Visitor Parking, Exercise Room
Fees include: Heat Included, Water Included, CAC Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Simcoe and Conlin
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Countertop Range
Parking features: None

Level	Room	Dimensions
Main	Living Room	—
Main	Kitchen	—
Main	Study	—
Main	Bathroom	—
Main	Laundry	—

Level

Room

Dimensions

Main

Living Room

—

Main

Kitchen

—

Main

Study

—

Main

Bathroom

—

Main

Laundry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $229,000✓ $2,599 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,629/mo

incl. closing costs (yr 1)

Annual total

$31,553

year 1

Mortgage only

$869/mo

principal + interest

Beyond mortgage

$1,134/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$45,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$217/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,015

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $10,425/yr

Property taxes15% $4,614/yr

Utilities13% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,290/yr

Condo fees11% $3,564/yr

Closing costs16% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,425	$869/mo
Government & taxes
Property tax	$2,599	$217/mo
Land transfer tax(closing)	$2,015	$168/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,290	$191/mo
Condo fees
Condo / HOA fees	$3,564	$297/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,553	$2,629/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs