Loading neighbourhood intel…

$600K · 2 bed Detached · O'Neill, Oshawa | MyPropertyScout

$599,900

342 Mary Street

22OwnerOccupied

Map

$599,900

A●●●○○DOM15days

342 Mary Street

Oshawa · Ontario L1G 5C8

MLS® E13424354 · O'Neill · L1G 5C8

22OwnerOccupied1500-2000 ft²Detached2-car Attached15d$343/ft²Lot 52.3 x 142.2 ft$6,372 tax/yr

13% below market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Investors and developers this is your chance to own prime real estate! This is an excellent residential opportunity In a premium location. Zoned R5-A, R6-B/CIN, permitted use Includes: single detached dwellings, semi-detached dwellings, duplexes, converted dwellings, and apartment buildings. This property offers great long term income potential!

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: E13424354
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1500-2000
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Shed

Garage: 2-car Attached
Garage spaces: 2
Parking: 7 total
Lot: 52.25 × 142.17
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Mary Street and Adelaide
Basement: Half, Unfinished, Development Potential
Stories: —
Utilities: —
Laundry: —
Interior: Water Meter
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Dining Room	3.46m × 3.77m
Main	Living Room	3.94m × 4m
Main	Kitchen	3.05m × 5.49m
Main	Kitchen	2.13m × 3.96m
Main	Bathroom	1.82m × 1.67m
Second	Bedroom	2.49m × 3.96m
Second	Study	2.44m × 3.05m
Second	Bedroom 2	3.05m × 3.65m
Second	Bathroom	1.82m × 2.13m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Rouge River Realty Ltd.

Source: TRREB/PROPTX · MLS® E13424354

Do you own a home in Oshawa?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$600K

342 Mary Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $6,372 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,949/mo

incl. closing costs (yr 1)

Annual total

$59,384

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,508/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$531/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,310/yr

Property taxes25% $14,845/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$6,372	$531/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,384	$4,949/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

342 Mary Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs