$849K · 3+1 bed Detached · Central, Ajax

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About this home

Beautifully maintained 3-bedroom raised bungalow for sale in central Ajax, offering outstanding value, space, and future potential in one of Durham Region's most convenient locations. This move-in ready home features a bright functional layout, spacious principal rooms, and endless opportunities for families, downsizers, renovators, or investors. Pride of ownership is evident throughout. Located in the heart of Ajax, just minutes to Ajax GO Station, top-rated schools, parks, places of worship, s…

Property details

MLS#

E13423464

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow-Raised

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 39.37 × 101.71
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding, Brick · Deck, Privacy
Fronting on: East
Cross street: Westney/401
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	5.16m × 3.38m
Main	Dining Room	3.04m × 3.15m
Main	Kitchen	4.81m × 3.03m
Main	Primary Bedroom	4.24m × 3.35m
Main	Bedroom 2	2.71m × 4.27m
Main	Bedroom 3	2.71m × 3.03m
Basement	Bedroom 4	3.52m × 2.68m
Basement	Family Room	4.45m × 5.55m
Basement	Utility Room	3.82m × 4.44m

Level

Room

Dimensions

Main

Living Room

5.16m × 3.38m

Main

Dining Room

3.04m × 3.15m

Main

Kitchen

4.81m × 3.03m

Main

Primary Bedroom

4.24m × 3.35m

Main

Bedroom 2

2.71m × 4.27m

Main

Bedroom 3

2.71m × 3.03m

Basement

Bedroom 4

3.52m × 2.68m

Basement

Family Room

4.45m × 5.55m

Basement

Utility Room

3.82m × 4.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,000✓ $5,410 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,405/mo

incl. closing costs (yr 1)

Annual total

$76,857

year 1

Mortgage only

$3,221/mo

principal + interest

Beyond mortgage

$1,604/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$451/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,650/yr

Property taxes25% $18,865/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,490/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,650	$3,221/mo
Government & taxes
Property tax	$5,410	$451/mo
Land transfer tax(closing)	$13,455	$1,121/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,490	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,857	$6,405/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Wright Crescent

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Annual costs