$750K · 3 bed Detached · McLaughlin, Oshawa

Loading neighbourhood intel…

About this home

Welcome to 68 Overbank Drive, a beautifully updated detached 4-level backsplit located in Oshawa's highly sought-after McLaughlin community. Ideally situated close to the Oshawa Golf Club, Lakeridge Health, top-rated schools, shopping, transit, and everyday amenities. This move-in ready home offers 3 generously sized bedrooms and 2 renovated bathrooms, with fresh paint throughout creating a bright and inviting atmosphere. The main level features hardwood flooring, pot lights, and a stunning reno…

Property details

MLS#

E13423382

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Backsplit 4

Type

Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete
Property features: Fenced Yard, Golf, Park, Public Transit, Rec./Commun.Centre, School

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 41.24 × 125.64
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: King St W & Thornton Rd N
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Rough-In Bath, Water Treatment
Parking features: Private

Level	Room	Dimensions
Main	Living Room	2.88m × 4.54m
Main	Dining Room	3.19m × 3.5m
Main	Kitchen	4.22m × 4.77m
Upper	Primary Bedroom	3.47m × 3.84m
Upper	Bedroom 2	3.05m × 3.47m
Upper	Bedroom 3	2.87m × 2.99m
Lower	Family Room	3.47m × 7.5m

Level

Room

Dimensions

Main

Living Room

2.88m × 4.54m

Main

Dining Room

3.19m × 3.5m

Main

Kitchen

4.22m × 4.77m

Upper

Primary Bedroom

3.47m × 3.84m

Upper

Bedroom 2

3.05m × 3.47m

Upper

Bedroom 3

2.87m × 2.99m

Lower

Family Room

3.47m × 7.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,900✓ $5,945 tax✓ Electric✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,779/mo

incl. closing costs (yr 1)

Annual total

$69,344

year 1

Mortgage only

$2,845/mo

principal + interest

Beyond mortgage

$1,519/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$495/mo

Utilities

Hydro / electricity$169/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,139/yr

Property taxes25% $17,418/yr

Utilities5% $3,588/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,499/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,139	$2,845/mo
Government & taxes
Property tax	$5,945	$495/mo
Land transfer tax(closing)	$11,473	$956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,028	$169/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,499	$625/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,344	$5,779/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

68 Overbank Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs