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$730K · 3 bed Condo Townhouse · Liverpool, Pickering | MyPropertyScout

$729,800

Unit 28

32OwnerOccupied

Map

$729,800

DOM16days

Unit 28

1975 Memory Lane · Pickering · Ontario L1V 3M3

MLS® E13422824 · Liverpool · L1V 3M3

32OwnerOccupied1200-1399 ft²Condo Townhouse1-car Attached16d$562/ft²$3,852 tax/yr

16 days on market

About this home

Welcome to this beautiful 3 bedroom, 2 bathroom end unit townhome with a finished basement in a desirable, family friendly Pickering neighbourhood. Bright and spacious with a vaulted living room ceiling, abundant natural light, and a walkout to a private patio entrance with fenced backyard. Features include stainless steel appliances, granite countertops, energy efficient LED lighting, energy saving faucets & fixtures, and a new furnace and A/C (Feb 2025). Steps to Pickering Town Centre, GO Stat…

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Property details

MLS#: E13422824
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: Multi-Level
Type: Condo Townhouse
Year built: —

Property features: Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Condo corp #: 72
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Wood
Fronting on: —
Cross street: Finch & Liverpool
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE GUARDIAN HOME REALTY INC.

Source: TRREB/PROPTX · MLS® E13422824

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$730K

Unit 28 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $729,800✓ $3,852 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,064/mo

incl. closing costs (yr 1)

Annual total

$72,769

year 1

Mortgage only

$2,769/mo

principal + interest

Beyond mortgage

$1,915/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,298/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,071

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $33,224/yr

Property taxes21% $14,923/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,298/yr

Condo fees9% $6,664/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,224	$2,769/mo
Government & taxes
Property tax	$3,852	$321/mo
Land transfer tax(closing)	$11,071	$923/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,298	$608/mo
Condo fees
Condo / HOA fees	$6,664	$555/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,769	$6,064/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 28

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs