$999K · 3+1 bed Detached · Central West, Ajax

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About this home

*This Home Has Been Completely Updated & Renovated From Top To Bottom, Inside & Out! *Quiet Court Location! *Backs Onto Park! *Resort-Style Backyard Oasis Featuring Kidney-Shaped Pool, Hot Tub, Covered Entertainment Area With Motorized Outdoor Roller Shades, Retractable Awning Over The Walkout From House And Gorgeous Landscaping! *This is An R-2000 Home! *Concrete Floors On Main Level - No Squeaks! *Renovated, Open Concept Kitchen/Family Room Complete With Granite Breakfast Bar, High-End Stainle…

Property details

MLS#

E13422256

Status

Buy Now

Beds

3+1

Baths

4 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Library, Park, Public Transit, Rec./Commun.Centre, School

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 23.9 × 101.78
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Take Westney North to Delaney
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Ground	Kitchen	3.25m × 4.33m
Ground	Living Room	3.12m × 6.74m
Ground	Dining Room	—
Ground	Family Room	3.52m × 4.38m
Second	Primary Bedroom	4.06m × 5.23m
Second	Bedroom 2	2.75m × 3.19m
Second	Bedroom 3	3.16m × 5.11m
Basement	Recreation	6.01m × 6.75m
Basement	Bedroom	2.99m × 3.06m

Level

Room

Dimensions

Ground

Kitchen

3.25m × 4.33m

Ground

Living Room

3.12m × 6.74m

Ground

Dining Room

—

Ground

Family Room

3.52m × 4.38m

Second

Primary Bedroom

4.06m × 5.23m

Second

Bedroom 2

2.75m × 3.19m

Second

Bedroom 3

3.16m × 5.11m

Basement

Recreation

6.01m × 6.75m

Basement

Bedroom

2.99m × 3.06m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $5,202 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,363/mo

incl. closing costs (yr 1)

Annual total

$88,356

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$1,744/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$434/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $45,479/yr

Property taxes25% $21,657/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,990/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$5,202	$434/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$88,356	$7,363/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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11 Bowers Court

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Annual costs