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$800K · 4 bed Detached · Downtown Whitby, Whitby | MyPropertyScout

$799,900

519 Henry Street

44OwnerOccupied

Map

$799,900

C●●●○○DOM16days

519 Henry Street

Whitby · Ontario L1N 5C9

MLS® E13421084 · Downtown Whitby · L1N 5C9

44OwnerOccupied2000-2500 ft²Detached2-car Built-In16d$356/ft²Lot 72.4 x 101 ft$12,498 tax/yr

1% above market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully Designed 4-Bedroom Detached Home on a Premium 72-Foot Lot Welcome to this exceptionally well-designed 4-bedroom detached home situated on a spacious 72foot frontage lot, complete with a separate studio unit offering excellent flexibility for extended family, guests, or a home office.The home features 4 bathrooms and a convenient second-floor laundry room. Thoughtfully laid out for comfortable family living, it offers a formal dining room, separate living room,inviting family room, an…

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Property details

MLS#: E13421084
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Wood

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 72.38 × 101
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Henry street & Burns street west
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Guest Accommodations, In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.6m × 5.37m
Main	Dining Room	3.58m × 4.17m
Main	Family Room	3.7m × 5.2m
Main	Kitchen	3.6m × 4.9m
Second	Primary Bedroom	3.7m × 5.25m
Second	Bedroom 2	3.4m × 3.6m
Second	Bedroom 3	3.15m × 4.25m
Second	Bedroom 4	3.1m × 4.3m
Second	Kitchen	3.4m × 4.1m
Second	Loft	3.14m × 4.05m
Second	Den	2m × 3.4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TERREQUITY REALTY

Source: TRREB/PROPTX · MLS® E13421084

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$800K

519 Henry Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $12,498 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,753/mo

incl. closing costs (yr 1)

Annual total

$81,035

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$2,221/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,041/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $36,415/yr

Property taxes31% $24,971/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,999/yr

Closing costs6% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$12,498	$1,041/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,035	$6,753/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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519 Henry Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs