$689K · 3 bed Common Element Condo · South East, Ajax

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About this home

Beautifully Updated Townhome in Sought-After South AjaxWelcome to this bright and beautifully updated townhome in desirable South Ajax, offering low maintenance fees and an unbeatable location just steps from the waterfront, trails, schools, and transit. Featuring 9-foot ceilings and a bright out basement, this home combines modern upgrades with functional living space.Recent renovations include new hardwood flooring on the main floor, new vinyl flooring in the basement and second floor, updated…

Property details

MLS#

E13420716

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Common Element Condo

Year built

—

Foundation: Concrete
Property features: Fenced Yard, Golf, Greenbelt/Conservation, Lake/Pond, Public Transit, School

Condo corp #: 210
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck
Fronting on: —
Cross street: Squires Beach and Bayly
Basement: Walk-Out
Stories: 1
Utilities: —
Laundry: In Basement, Laundry Room
Interior: Carpet Free
Parking features: Private

Level	Room	Dimensions
Ground	Kitchen	3.28m × 2.62m
Ground	Living Room	6.59m × 2.93m
Ground	Dining Room	3.28m × 2.32m
Second	Primary Bedroom	5.02m × 2.98m
Second	Bedroom 2	2.75m × 2.48m
Second	Bedroom 3	3.81m × 2.24m
Basement	Laundry	1.89m × 1.86m

Level

Room

Dimensions

Ground

Kitchen

3.28m × 2.62m

Ground

Living Room

6.59m × 2.93m

Ground

Dining Room

3.28m × 2.32m

Second

Primary Bedroom

5.02m × 2.98m

Second

Bedroom 2

2.75m × 2.48m

Second

Bedroom 3

3.81m × 2.24m

Basement

Laundry

1.89m × 1.86m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,000✓ $4,111 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,543/mo

incl. closing costs (yr 1)

Annual total

$66,512

year 1

Mortgage only

$2,614/mo

principal + interest

Beyond mortgage

$1,616/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$343/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,366/yr

Property taxes22% $14,366/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,890/yr

Condo fees5% $3,229/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,366	$2,614/mo
Government & taxes
Property tax	$4,111	$343/mo
Land transfer tax(closing)	$10,255	$855/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,890	$574/mo
Condo fees
Condo / HOA fees	$3,229	$269/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,512	$5,543/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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94 Wilkie Lane

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Annual costs