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$990K · 4 bed Detached · Brooklin, Whitby | MyPropertyScout

$989,900

20 Chiswick Avenue

43OwnerOccupied

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$989,900

DOM16days

20 Chiswick Avenue

Whitby · Ontario L1M 0E1

MLS® E13420364 · Brooklin · L1M 0E1

43OwnerOccupied2000-2500 ft²Detached1-car Built-In16d$440/ft²Lot 30 x 107.6 ft$6,727 tax/yrBuilt 201511 yrs old

16 days on market

About this home

Pride of ownership is evident throughout this stunning all-brick 4-bedroom, 3-bathroom family home in one of Brooklin's most sought-after communities. Thoughtfully upgraded from top to bottom with over $120,000 in improvements in the last two years, this move-in ready home offers over 2,000 sq. ft. of beautifully designed living space with a functional, family-friendly layout. Step inside to a bright, refreshed main level featuring smooth ceilings (stucco removed), fresh paint, California shutte…

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Property details

MLS#: E13420364
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Poured Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 30.02 × 107.61
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Cachet Blvd & Columbus Rd
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, Water Heater
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Family Room	3.53m × 4.57m
Main	Dining Room	3.35m × 6.18m
Main	Kitchen	3.23m × 3.23m
Main	Breakfast	2.74m × 3.23m
Main	Laundry	1.73m × 3.05m
Second	Primary Bedroom	5.18m × 3.96m
Second	Bedroom 2	3.23m × 3.078m
Second	Bedroom 3	3.335m × 3.078m
Second	Bedroom 4	3.048m × 3.048m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KINGSWAY REAL ESTATE

Source: TRREB/PROPTX · MLS® E13420364

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$990K

20 Chiswick Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $989,900✓ $6,727 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,468/mo

incl. closing costs (yr 1)

Annual total

$89,613

year 1

Mortgage only

$3,755/mo

principal + interest

Beyond mortgage

$1,898/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$197,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$561/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,064/yr

Property taxes26% $23,000/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,899/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,064	$3,755/mo
Government & taxes
Property tax	$6,727	$561/mo
Land transfer tax(closing)	$16,273	$1,356/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,899	$825/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$89,613	$7,468/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Chiswick Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs