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$639K · 2+1 bed Att/Row/Townhouse · South West, Ajax | MyPropertyScout

$639,000

20 Cullcastle Street

2+13OwnerOccupied

Map

$639,000

DOM16days

20 Cullcastle Street

Ajax · Ontario L1S 0A9

MLS® E13419480 · South West · L1S 0A9

2+13OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Built-In16d$492/ft²Lot 20 x 42.7 ft$4,507 tax/yr

16 days on market

About this home

Welcome to this beautifully maintained freehold townhome offering 2 bedrooms and 3 bathrooms in a highly desirable Ajax location. This move-in ready home features an open-concept main living area, perfect for entertaining and everyday living. The primary bedroom boasts a walk-in closet and private ensuite bathroom for added comfort and convenience. Enjoy the benefits of low-maintenance freehold ownership while being just minutes from Highway 401, the GO Train Station, schools, parks, and everyda…

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Property details

MLS#: E13419480
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 20.03 × 42.69
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Bayly Street & Commercial Avenue
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Family Room	7.22m × 5.88m
Second	Kitchen	2.82m × 3.18m
Second	Dining Room	8.23m × 2.67m
Second	Office	2.67m × 2.72m
Second	Living Room	8.23m × 2.67m
Third	Bedroom 2	4.65m × 2.72m
Third	Primary Bedroom	6.35m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® E13419480

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$639K

20 Cullcastle Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,000✓ $4,507 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,008/mo

incl. closing costs (yr 1)

Annual total

$60,094

year 1

Mortgage only

$2,424/mo

principal + interest

Beyond mortgage

$1,354/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$376/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,090/yr

Property taxes23% $13,762/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,390/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,090	$2,424/mo
Government & taxes
Property tax	$4,507	$376/mo
Land transfer tax(closing)	$9,255	$771/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,390	$533/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,094	$5,008/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Cullcastle Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs