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$248K · 0 bed Co-op Apartment · Samac, Oshawa | MyPropertyScout

$248,000

Unit 302

01Vacant

Map

$248,000

DOM16days

Unit 302

1800 Simcoe Street · Oshawa · Ontario L1G 0C2

MLS® E13418744 · Samac · L1G 0C2

01Vacant0-499 ft²Co-op ApartmentNone16d$497/ft²$2,576 tax/yr

16 days on market

About this home

Welcome to Suite 302 at 1800 Simcoe Street North, Oshawa - a thoughtfully designed studio unit offering exceptional functionality and comfort. Featuring ample storage space and a spacious accessible washroom, this unit is ideal for students, young professionals, first-time buyers, or savvy investors. Located in a highly sought-after university district, this property offers unmatched convenience with restaurants, cafés, and everyday amenities right within or steps from the building. Durham Colle…

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Property details

MLS#: E13418744
Status: Buy Now
Beds: 0
Baths: 1 full, 0 half
Size: 0-499
Style: Bachelor/Studio
Type: Co-op Apartment
Year built: —

Condo corp #: 323
Balcony: None
Locker: None
Fees include: Heat Included, Common Elements Included, Building Insurance Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Niagara Dr & Simcoe St N
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX WEST REALTY INC.

Source: TRREB/PROPTX · MLS® E13418744

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$248K

Unit 302 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $248,000✓ $2,576 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,434/mo

incl. closing costs (yr 1)

Annual total

$29,211

year 1

Mortgage only

$941/mo

principal + interest

Beyond mortgage

$851/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$49,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,205

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $11,290/yr

Property taxes16% $4,781/yr

Utilities14% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,480/yr

Closing costs17% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,290	$941/mo
Government & taxes
Property tax	$2,576	$215/mo
Land transfer tax(closing)	$2,205	$184/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,480	$207/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$29,211	$2,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 302

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs