$1.80M · 5+2 bed Detached · Centennial Scarborough, Toronto

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About this home

Rare 5-bedroom home in the heart of Centennial with a legal 2 bedroom basement apartment and separate main floor suite with private entrance. Beautifully renovated detached home offering over 4,000 sq ft of finished living space, including a newly updated legal basement apartment. The main floor features a bright open-concept layout with hardwood floors, pot lights, and a renovated kitchen with a large stone island, stainless steel appliances, and plenty of space for entertaining. The main floor…

Property details

MLS#

E13417996

Status

Buy Now

Beds

5+2

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Park, School, School Bus Route

Fireplace features: Wood

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 55 × 121
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Meadowvale and Lawson
Basement: Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Central Vacuum, Carpet Free
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	5.95m × 3.91m
Main	Dining Room	4.18m × 5.15m
Main	Kitchen	3.36m × 5.93m
Main	Bedroom 5	3.74m × 4.07m
Second	Primary Bedroom	5.19m × 3.94m
Second	Bedroom 2	5.51m × 4.14m
Second	Bedroom 3	4.31m × 4.1m
Second	Bedroom 4	3.22m × 3.72m
Basement	Living Room	2.05m × 3.82m
Basement	Kitchen	4.26m × 6.8m
Basement	Bedroom	4.41m × 4.09m
Basement	Bedroom 2	2.98m × 3.83m
Basement	Bedroom 3	2.98m × 2.98m
Second	Laundry	3m × 1.5m
Basement	Laundry	3.2m × 2m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,799,000✓ $6,631 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,587/mo

incl. closing costs (yr 1)

Annual total

$151,044

year 1

Mortgage only

$6,825/mo

principal + interest

Beyond mortgage

$2,599/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$359,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$553/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$32,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $81,898/yr

Property taxes26% $39,086/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,990/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$81,898	$6,825/mo
Government & taxes
Property tax	$6,631	$553/mo
Land transfer tax(closing)	$32,455	$2,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,990	$1,499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$151,044	$12,587/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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124 Bathgate Drive

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Property details

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Rooms

Sales History

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Annual costs