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$399K · 3 bed Condo Apartment · Morningside, Toronto | MyPropertyScout

$399,000

Unit 609

21 DOM

3221d

Map

DOM 21

$399,000

DOM21days

Unit 609

3050 Ellesmere Road · Toronto · Ontario M1E 5E6

MLS® E13417986 · Morningside · M1E 5E6

32Vacant800-899 ft²Condo Apartment1-car Underground21d$470/ft²$1,237 tax/yr

21 days on market

About this home

Spacious 3-bedroom, 2-bath condo-ideal for investors or owner-occupiers. Bright, functional floor plan suits families or a work-from-home setup. Condo fee covers all utilities (electricity, heating, water), central air, parking and locker. Enjoy unobstructed views of natural greenspace. Prime location: steps to University of Toronto Scarborough and Centennial College, minutes to GO trains, TTC access and Hwy 401. Nearby shopping, groceries, restaurants, parks, hospital and the Pan Am/Olympic fac…

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Property details

MLS#: E13417986
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

View: Trees/Woods

Condo corp #: 831
Balcony: None
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Ellesmere Rd. & Morningside Ave.
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HC REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® E13417986

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$399K

Unit 609 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $1,237 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,076/mo

incl. closing costs (yr 1)

Annual total

$48,917

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,733/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$103/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $18,164/yr

Property taxes12% $5,697/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,990/yr

Condo fees21% $10,406/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$1,237	$103/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$10,406	$867/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,917	$4,076/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 609

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs