$300K · 1 bed Condo Apartment · Bay Ridges, Pickering

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About this home

Experience Living in Universal City 2 Towers. 1 Bedroom Unit in the Heart of Pickering!!! This North View Suite with Lots of Natural Lights and Large Balcony. 690 total sft including the Balcony. Close to all Amenities...Mins. to Pickering Go Station, Pickering Town Centre, Hospital, Park, Casino, Hotel, Restaurants, Entertainment and Much More. MUST SEE!!! Beautiful open concept suite with modern finishes and a very functional design. Contemporary kitchen with lovely quartz countertops, all new…

Property details

MLS#

E13417874

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Beach, Clear View, Hospital, Park, Public Transit, Rec./Commun.Centre

Condo corp #: 402
Balcony: Open
Locker: None
Association amenities: Bike Storage, Concierge, Exercise Room, Gym, Outdoor Pool, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Liverpool / Bayly St
Basement: None
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Main	Kitchen	3.05m × 6.12m
Main	Living Room	3.05m × 6.12m
Main	Bedroom	3.87m × 3.05m
Main	Bathroom	1.52m × 2.44m

Level

Room

Dimensions

Main

Kitchen

3.05m × 6.12m

Main

Living Room

3.05m × 6.12m

Main

Bedroom

3.87m × 3.05m

Main

Bathroom

1.52m × 2.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $300,000✓ $3,594 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,261/mo

incl. closing costs (yr 1)

Annual total

$39,136

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,417/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$60,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$300/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $13,657/yr

Property taxes17% $6,569/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,000/yr

Condo fees13% $5,249/yr

Closing costs13% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,657	$1,138/mo
Government & taxes
Property tax	$3,594	$300/mo
Land transfer tax(closing)	$2,975	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,000	$250/mo
Condo fees
Condo / HOA fees	$5,249	$437/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,136	$3,261/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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