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$640K · 2 bed Condo Apartment · Port Whitby, Whitby | MyPropertyScout

$639,999

Unit 911

22Vacant

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$639,999

D●●●○○DOM17days

Unit 911

The Rowe · 1600 Charles Street · Whitby · Ontario L1N 0G4

MLS® E13417342 · Port Whitby · L1N 0G4

22Vacant900-999 ft²Condo Apartment1-car Underground17d$674/ft²$4,756 tax/yr

8% above market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Now's the time! The rarely offered Chesapeake Model, a 2 bedroom, 2 balcony corner end unit with stunning views of Port Whitby. Convenience Is Awesome, Secured with owned parking and a locker space Included. Beyond The Suite, Residents Enjoy An Array Of Exclusive Amenities Designed To Elevate Your Lifestyle!! Roof Top Terrace With A Fire Pit And BBQ, Gym, Spacious Party Room For Social Gatherings, Billiards Room And A Relaxing Resistance Pool. This unbeatable Port Whitby location offers the ulti…

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Property details

MLS#: E13417342
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Multi-Level
Type: Condo Apartment
Year built: —

View: Lake, Park/Greenbelt

Building name: The Rowe
Condo corp #: 227
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Concrete
Fronting on: —
Cross street: Victoria/Charles
Basement: None
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.29m × 2.44m
Main	Living Room	3.93m × 5.33m
Main	Dining Room	3.93m × 5.33m
Main	Primary Bedroom	3.38m × 3.66m
Main	Bedroom 2	3.14m × 3.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Realty Executives Associates Ltd.

Source: TRREB/PROPTX · MLS® E13417342

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$640K

Unit 911 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,999✓ $4,756 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,000/mo

incl. closing costs (yr 1)

Annual total

$72,002

year 1

Mortgage only

$2,428/mo

principal + interest

Beyond mortgage

$2,341/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$128,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$396/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $29,135/yr

Property taxes19% $14,031/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,400/yr

Condo fees16% $11,775/yr

Closing costs7% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,135	$2,428/mo
Government & taxes
Property tax	$4,756	$396/mo
Land transfer tax(closing)	$9,275	$773/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,400	$533/mo
Condo fees
Condo / HOA fees	$11,775	$981/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,002	$6,000/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 911

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs