$650K · 3 bed Condo Townhouse · Liverpool, Pickering

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About this home

Sought-after location just minutes from the intersection of Kingston Road and Liverpool Road! This centrally located, spacious townhome features a unique custom layout designed for comfortable living and entertaining. The main floor offers an open-concept design, seamlessly combining the living room, dining area, and kitchen into one bright and inviting space. The second-floor hallway overlooks the living room below and showcases a spectacular feature wall, perfect for displaying art work, colle…

Property details

MLS#

E13417132

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Property features: Fenced Yard, Park, Public Transit, Place Of Worship, Rec./Commun.Centre, School

View: Park/Greenbelt

Condo corp #: 22
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck
Fronting on: —
Cross street: Fieldlight and Rosefield
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, In Basement, Laundry Room
Interior: In-Law Capability, Storage, Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.74m × 3.3m
Main	Dining Room	3.91m × 2.16m
Main	Living Room	3.91m × 5m
Second	Primary Bedroom	3.35m × 4.9m
Second	Bedroom 2	2.95m × 3.81m
Second	Bedroom 3	2.64m × 3.12m
Basement	Recreation	3.96m × 7.11m
Basement	Laundry	—

Level

Room

Dimensions

Main

Kitchen

2.74m × 3.3m

Main

Dining Room

3.91m × 2.16m

Main

Living Room

3.91m × 5m

Second

Primary Bedroom

3.35m × 4.9m

Second

Bedroom 2

2.95m × 3.81m

Second

Bedroom 3

2.64m × 3.12m

Basement

Recreation

3.96m × 7.11m

Basement

Laundry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $3,890 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,506/mo

incl. closing costs (yr 1)

Annual total

$66,072

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,793/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$324/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $29,586/yr

Property taxes20% $13,363/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,499/yr

Condo fees9% $5,964/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$3,890	$324/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Condo fees
Condo / HOA fees	$5,964	$497/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,072	$5,506/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs