$699K · 3 bed Condo Townhouse · Centennial Scarborough, Toronto

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About this home

Beautiful, Sun-Filled 3 bedroom townhome located in the highly desired Centennial Community. This home has been recently painted throughout and features an open concept main floor. Spacious living and dining area with a walkout to a fully-fenced backyard patio, ideal for entertaining. The stunning kitchen, renovated in 2017, Includes quartz countertops, a ceramic backsplash, soft close cabinets, a peninsula breakfast bar, and stainless steel appliances. Key updates include: bathrooms: both ren…

Property details

MLS#

E13415658

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Beach, Park, Public Transit, School

Condo corp #: 71
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Cable TV Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Centennial Rd & Lawrence Ave E
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: Ensuite, In Basement
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.69m × 5.23m
Main	Dining Room	2.36m × 3.13m
Main	Kitchen	3.06m × 3.13m
Second	Primary Bedroom	3.19m × 4.63m
Second	Bedroom 2	2.58m × 3.81m
Second	Bedroom 3	2.54m × 2.75m
Basement	Recreation	4.69m × 2.88m

Level

Room

Dimensions

Main

Living Room

3.69m × 5.23m

Main

Dining Room

2.36m × 3.13m

Main

Kitchen

3.06m × 3.13m

Second

Primary Bedroom

3.19m × 4.63m

Second

Bedroom 2

2.58m × 3.81m

Second

Bedroom 3

2.54m × 2.75m

Basement

Recreation

4.69m × 2.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $698,800✓ $2,110 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,743/mo

incl. closing costs (yr 1)

Annual total

$68,921

year 1

Mortgage only

$2,651/mo

principal + interest

Beyond mortgage

$1,763/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,988/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,451

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $31,812/yr

Property taxes18% $12,561/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,988/yr

Condo fees10% $6,899/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,812	$2,651/mo
Government & taxes
Property tax	$2,110	$176/mo
Land transfer tax(closing)	$10,451	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,988	$582/mo
Condo fees
Condo / HOA fees	$6,899	$575/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,921	$5,743/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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