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$650K · 3 bed Att/Row/Townhouse · South West, Ajax | MyPropertyScout

$649,900

261 Monarch Avenue

33OwnerOccupied

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$649,900

DOM17days

261 Monarch Avenue

Ajax · Ontario L1S 0A5

MLS® E13415180 · South West · L1S 0A5

33OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Attached17d$500/ft²Lot 47.4 x 226.3 ft$4,053 tax/yr

17 days on market

About this home

Beautiful, well kept, super clean Freehold Townhome. No maintenance fees located in the heart of Ajax. 3 Bdrms, 3 Baths, large Kitchen with walk-out to patio. Move in Ready!! Neutral Decor. Well designed layout. Kitchen is oversized with lots of counterspace and a breakfast bar!! 3 bedrooms, one in the private loft, 4pc ensuite bath in primary bedroom. All great sizes! Bright & spacious rare upper level laundry, so convenient! Attached single car garage with direct door to lower level. Ideal loc…

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Property details

MLS#: E13415180
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Block

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 47.4 × 226.3
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: East
Cross street: Monarch & Bayly
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Available, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.73m × 4.27m
Main	Dining Room	3.05m × 4.27m
Main	Living Room	3.05m × 4.27m
Upper	Primary Bedroom	3.35m × 3.66m
Upper	Loft	3.05m × 4.27m
Main	Laundry	3.05m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP-HERITAGE REALTY INC.

Source: TRREB/PROPTX · MLS® E13415180

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$650K

261 Monarch Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,053 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,039/mo

incl. closing costs (yr 1)

Annual total

$60,463

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,325/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$338/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,586/yr

Property taxes22% $13,526/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,053	$338/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,463	$5,039/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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261 Monarch Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs