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$888K · 4+2 bed Att/Row/Townhouse · Pringle Creek, Whitby | MyPropertyScout

$888,000

37 Prospect Way

4+24Vacant

Map

$888,000

F●●●○○DOM17days

37 Prospect Way

Whitby · Ontario L1N 0L4

MLS® E13414240 · Pringle Creek · L1N 0L4

4+24Vacant1500-2000 ft²Att/Row/Townhouse1-car Attached17d$507/ft²Lot 25 x 81 ft$5,062 tax/yrBuilt 201511 yrs old

19% above market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare opportunity in Pringle Creek: a freehold corner-unit townhouse with a modest POTL fee and a fully self-contained 2-bedroom in-law suite - the kind of dual-living flexibility you almost never find at this price point. The corner position feels like semi-detached: extra windows, better light, more privacy, and genuine street presence - without the semi-detached premium. Just 8 years old, freshly painted, with a brand-new 2026 stainless steel fridge and stove. Move in, nothing to update. Main…

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Property details

MLS#: E13414240
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete
Property features: Library, Park, Public Transit, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 25 × 81
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: North
Cross street: Dundas St & Garden St
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.8m × 6m
Ground	Dining Room	2.5m × 3.7m
Ground	Kitchen	3.1m × 3.1m
Second	Primary Bedroom	3.2m × 4m
Second	Bedroom 2	3.9m × 3.04m
Second	Bedroom 3	3.9m × 2.65m
Second	Bedroom 4	3.7m × 2.29m
Basement	Living Room	2.77m × 9.17m
Basement	Bedroom 5	3.02m × 2.69m
Basement	Den	2.82m × 3.02m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ZOLO REALTY

Source: TRREB/PROPTX · MLS® E13414240

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$888K

37 Prospect Way · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $888,000✓ $5,062 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,653/mo

incl. closing costs (yr 1)

Annual total

$79,833

year 1

Mortgage only

$3,369/mo

principal + interest

Beyond mortgage

$1,639/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$422/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,426/yr

Property taxes24% $19,297/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,880/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,426	$3,369/mo
Government & taxes
Property tax	$5,062	$422/mo
Land transfer tax(closing)	$14,235	$1,186/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,880	$740/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,833	$6,653/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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37 Prospect Way

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs