$1.79M · 4+1 bed Detached · South East, Ajax

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About this home

One of Ajax's rarest lakefront opportunities! Situated across from the waterfront, parkland, and scenic walking trails, this exceptional 4+1 bedroom, 4 bathroom home offers breathtaking lake views and a unique blend of nature and city living. Enjoy frequent sightings of deer and wildlife right outside your door while still being minutes from all amenities. The renovated kitchen is the heart of the home, featuring quartz countertops, a farmhouse sink, 6-burner gas stove, abundant cabinetry, and a…

Property details

MLS#

E13413068

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Fence - Full
Property features: Beach, Fenced Yard, Lake Access, Lake/Pond

Fireplaces: 1
Fireplace features: Natural Gas, Family Room

View: Lake, Park/Greenbelt, Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 85.43 × 82.06
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Board & Batten, Brick · Hot Tub, Landscaped, Patio, Paved Yard, Porch
Fronting on: South
Cross street: Audley and Bayly
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Carpet Free, Central Vacuum, Garburator
Parking features: Private Double

Rooms

Level	Room	Dimensions
Ground	Kitchen	4.87m × 6.1m
Ground	Family Room	4.18m × 4.56m
Ground	Living Room	3.89m × 4.56m
Ground	Dining Room	3.82m × 5.13m
Ground	Laundry	4.19m × 2.01m
Ground	Powder Room	1.55m × 1.44m
Second	Primary Bedroom	4.88m × 5.82m
Second	Bedroom 2	3.84m × 4.16m
Second	Bedroom 3	3.7m × 4.43m
Second	Bedroom 4	3.8m × 4.56m
Second	Bathroom	2.63m × 3.09m
Second	Bathroom	3.11m × 2.29m
Second	Study	4.5m × 2.99m
Basement	Recreation	5.23m × 6.95m
Basement	Sitting	4.32m × 6.07m
Basement	Bedroom 5	3.82m × 3.92m
Basement	Bathroom	1.93m × 2.48m
Basement	Utility Room	4.87m × 2.68m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,795,000✓ $10,779 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,908/mo

incl. closing costs (yr 1)

Annual total

$154,890

year 1

Mortgage only

$6,810/mo

principal + interest

Beyond mortgage

$2,942/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$359,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$898/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$32,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $81,716/yr

Property taxes28% $43,154/yr

Utilities3% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,950/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$81,716	$6,810/mo
Government & taxes
Property tax	$10,779	$898/mo
Land transfer tax(closing)	$32,375	$2,698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,950	$1,496/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$154,890	$12,908/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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977 Audley Road

About this home

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Additional listing data

Rooms

Sales History

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Annual costs