$1.35M · 3 bed Detached · Bay Ridges, Pickering

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About this home

Welcome to one of Pickering's most exceptional properties. Tucked away on a quiet, highly sought-after court and backing onto conservation lands, this custom home offers a rare combination of luxury, privacy, and resort-style living. The professionally landscaped backyard is a true retreat featuring an inground pool, cabana, 2020 Arctic Spa hot tub, sprinkler system, and mature perennial gardens - creating the perfect setting for entertaining or simply unwinding in complete privacy. Ample parkin…

Property details

MLS#

E13412816

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1500-2000

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete, Concrete Block
Other structures: Garden Shed, Gazebo
Property features: Fenced Yard

Fireplaces: 2
Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 42 × 152.4
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Stone, Other · Landscaped, Privacy
Fronting on: South
Cross street: Parkham/Lublin/Sandy Beach
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Built-In Oven, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump, Storage, Water Heater Owned, Water Treatment, Auto Garage Door Remote
Parking features: Private

Level	Room	Dimensions
Main	Great Room	6.21m × 5.13m
Main	Kitchen	3.73m × 3.89m
Main	Breakfast	2.97m × 3.89m
Main	Primary Bedroom	5.6m × 4.11m
Main	Bedroom 2	3.45m × 3.19m
Main	Bedroom 3	3.73m × 4.03m
Lower	Recreation	6.13m × 3.44m
Lower	Laundry	3.08m × 3.22m
Lower	Workshop	6.33m × 2.89m

Level

Room

Dimensions

Main

Great Room

6.21m × 5.13m

Main

Kitchen

3.73m × 3.89m

Main

Breakfast

2.97m × 3.89m

Main

Primary Bedroom

5.6m × 4.11m

Main

Bedroom 2

3.45m × 3.19m

Main

Bedroom 3

3.73m × 4.03m

Lower

Recreation

6.13m × 3.44m

Lower

Laundry

3.08m × 3.22m

Lower

Workshop

6.33m × 2.89m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,900✓ $9,250 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,909/mo

incl. closing costs (yr 1)

Annual total

$118,905

year 1

Mortgage only

$5,121/mo

principal + interest

Beyond mortgage

$2,373/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$771/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $61,453/yr

Property taxes28% $32,723/yr

Utilities4% $4,530/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,499/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,453	$5,121/mo
Government & taxes
Property tax	$9,250	$771/mo
Land transfer tax(closing)	$23,473	$1,956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,499	$1,125/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$118,905	$9,909/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1549 Willowside Court

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Annual costs