$245K · 0 bed Condo Apartment · Samac, Oshawa

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About this home

FULLY FURNISHED STUDIO CONDO WITH OWNED PARKING INCLUDED - STEPS TO ONTARIO TECH & DURHAM COLLEGE! Rare opportunity to own a turnkey bachelor suite with owned parking included in one of Oshawa's most sought-after student and investment communities. Ideal for investors, students, first-time buyers, or professionals seeking a low-maintenance lifestyle. Located in University Studios, this fully furnished unit features a smart, space-efficient layout complete with a Murphy bed that converts into a t…

Property details

MLS#

E13412436

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Bachelor/Studio

Type

Condo Apartment

Year built

—

Property features: Park, School, Golf, Library, Place Of Worship, Public Transit

Condo corp #: 306
Balcony: None
Locker: None
Association amenities: Concierge, Gym, Visitor Parking, Elevator, Media Room, Party Room/Meeting Room
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Metal/Steel Siding
Fronting on: —
Cross street: Simcoe Street N & Conlin Rd
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater, Countertop Range, Carpet Free
Parking features: Surface

Level	Room	Dimensions
Flat	Living Room	5.1m × 3.1m
Flat	Laundry	1.1m × 2.1m
Flat	Bathroom	—

Level

Room

Dimensions

Flat

Living Room

5.1m × 3.1m

Flat

Laundry

1.1m × 2.1m

Flat

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $245,000✓ $2,576 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,773/mo

incl. closing costs (yr 1)

Annual total

$33,273

year 1

Mortgage only

$929/mo

principal + interest

Beyond mortgage

$1,204/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$49,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $11,153/yr

Property taxes14% $4,751/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,450/yr

Condo fees13% $4,258/yr

Closing costs15% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,153	$929/mo
Government & taxes
Property tax	$2,576	$215/mo
Land transfer tax(closing)	$2,175	$181/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,450	$204/mo
Condo fees
Condo / HOA fees	$4,258	$355/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,273	$2,773/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs