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$490K · 1+1 bed Condo Apartment · Bay Ridges, Pickering | MyPropertyScout

$489,990

Unit 1610

1+12TenantOccupied

Map

$489,990

D●●●○○DOM18days

Unit 1610

Universal City Condo · 1480 Bayly Street · Pickering · Ontario L1W 0C2

MLS® E13411904 · Bay Ridges · L1W 0C2

1+12TenantOccupied600-699 ft²Condo Apartment1-car Underground18d$754/ft²$4,303 tax/yr

8% above market · 18 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stylish 1+1 bed, 2-bath condo with parking and locker at Universal City 1. Features open-concept layout, quartz counters, stainless steel appliances, large walk-in closet with Ensuite, spacious den (can be 2nd bedroom or office), and Ensuite laundry. Resort-style amenities include gym, pool, sauna, rooftop terrace, and more. Currently leased to AAA tenant with 1 year remaining. Buyer must assume tenancy.

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Property details

MLS#: E13411904
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Building name: Universal City Condo
Condo corp #: 374
Balcony: Open
Locker: Owned
Fees include: Heat Included, Building Insurance Included, Common Elements Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Liverpool Rd./Bayly St.
Basement: None
Stories: 16
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	3.099816m × 3.240024m
Flat	Dining Room	3.099816m × 6.239256m
Flat	Living Room	3.099816m × 6.239256m
Flat	Den	2.740152m × 2.5908m
Flat	Bedroom	3.099816m × 3.349752m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/CHAMPIONS REALTY INC.

Source: TRREB/PROPTX · MLS® E13411904

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$490K

Unit 1610 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,990✓ $4,303 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,656/mo

incl. closing costs (yr 1)

Annual total

$55,875

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,816/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$359/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,306/yr

Property taxes19% $10,578/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,900/yr

Condo fees13% $7,431/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,306	$1,859/mo
Government & taxes
Property tax	$4,303	$359/mo
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$7,431	$619/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,875	$4,656/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1610

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs