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$1.23M · 5 bed Detached · Port Whitby, Whitby | MyPropertyScout

$1,231,900

1 Waterfront Crescent

55Vacant

Map

⚡ Insider Deal

POSPower of Sale

$1,231,900

F●●●○○DOM18days

1 Waterfront Crescent

Whitby · Ontario L1N 0M9

MLS® E13411884 · Port Whitby · L1N 0M9

55Vacant2500-3000 ft²Detached2-car Attached18d$448/ft²Lot 53.5 x 89.2 ft$10,511 tax/yr

20% above market · 18 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Power Of Sale! Newer Executive 5 Bedroom, 5 Washroom Home Located On A Premium Corner Lot In The Sought-After Port Of Whitby Community. A Spacious Foyer Greets You With Hardwood Flooring, Taller Doors and Arches On Main And 2nd Floor, Waffle Style Ceiling In The Great Room W/ Fireplace, Spacious Light And Bright Kitchen With Quartz Countertops With Additional Side Entrance to Veranda, And Main Floor Laundry Room With Large Pantry And Direct Garage Access. Ideally Located Just Minutes From Top-Ra…

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Property details

MLS#: E13411884
Status: Buy Now
Beds: 5
Baths: 5 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 1
Fireplace features: Family Room, Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 53.48 × 89.19
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: South
Cross street: VICTORIA & SEABOARD GATE
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: ERV/HRV
Parking features: Private Double

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.05m × 3.57m
Main	Great Room	5.15m × 4.11m
Main	Dining Room	4.08m × 4.24m
Main	Kitchen	5.15m × 2.32m
Second	Primary Bedroom	4.91m × 4.26m
Second	Bedroom 2	3.93m × 4.15m
Second	Bedroom 3	3.14m × 4.48m
Second	Bedroom 4	3.05m × 2.77m
Second	Bedroom 5	3.08m × 3.57m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Career Real Estate Services Ltd.

Source: TRREB/PROPTX · MLS® E13411884

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$1.23M

1 Waterfront Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,231,900✓ $10,511 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,341/mo

incl. closing costs (yr 1)

Annual total

$112,094

year 1

Mortgage only

$4,673/mo

principal + interest

Beyond mortgage

$2,450/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$246,380

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$876/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,319/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,113

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $56,081/yr

Property taxes28% $31,624/yr

Utilities5% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,319/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,081	$4,673/mo
Government & taxes
Property tax	$10,511	$876/mo
Land transfer tax(closing)	$21,113	$1,759/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,319	$1,027/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$112,094	$9,341/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1 Waterfront Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs