$550K · 3 bed Condo Townhouse · Town Centre, Pickering

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About this home

Welcome to 1400 The Esplanade North, Pickering! Discover this stunning 3-bedroom, 3-bathroom townhome offering 1,790 sq. ft. of thoughtfully designed living space in Pickering's highly desirable Town Centre community.Bright, spacious, and beautifully maintained, this home features a functional open-concept layout, a main-floor balcony, and the rare convenience of two separate entrances-one directly from the street and another from the building hallway.The inviting living room is filled with natu…

Property details

MLS#

E13410748

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1600-1799

Style

3-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 139
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Kingston Rd/Glenanna Rd
Basement: None
Stories: —
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.66m × 4.27m
Main	Dining Room	3.05m × 3.58m
Main	Kitchen	2.7m × 3.28m
Second	Primary Bedroom	3.91m × 5.75m
Third	Bedroom 2	3.91m × 3m
Third	Bedroom 3	3.91m × 2.75m
Third	Study	2.74m × 4.01m
—	—	—

Level

Room

Dimensions

Main

Living Room

3.66m × 4.27m

Main

Dining Room

3.05m × 3.58m

Main

Kitchen

2.7m × 3.28m

Second

Primary Bedroom

3.91m × 5.75m

Third

Bedroom 2

3.91m × 3m

Third

Bedroom 3

3.91m × 2.75m

Third

Study

2.74m × 4.01m

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $3,697 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,239/mo

incl. closing costs (yr 1)

Annual total

$62,871

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$2,072/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$308/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$73/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $25,034/yr

Property taxes18% $11,170/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,499/yr

Condo fees17% $10,508/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$3,697	$308/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$10,508	$876/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,871	$5,239/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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