$399K · 2 bed Condo Apartment · Centennial, Oshawa

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About this home

Welcome to 131 Taunton Rd. Unit #304, an updated end unit in a quiet well-managed building in desirable north Oshawa. This well-maintained 2 bedroom 1 bath condo offers a bright open-concept layout. The open concept living/dining area offers laminate flooring with glass slider walkout to large west-facing balcony with a scattering of mature trees tucked away from Taunton Road for added peace and privacy. Bask in the rays of the afternoon sun and unwind in the evenings viewing the lovely sunsets.…

Property details

MLS#

E13299334

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Park, Public Transit, School, Rec./Commun.Centre, Hospital, Golf

Condo corp #: 40
Balcony: Open
Locker: Ensuite
Association amenities: Visitor Parking, Party Room/Meeting Room, Elevator, Exercise Room
Fees include: Heat Included, Hydro Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Taunton Road/Simcoe Street N
Basement: None
Stories: 3
Utilities: —
Laundry: In Building, Coin Operated, Shared
Interior: Water Heater Owned, Storage
Parking features: Surface, Reserved/Assigned

Level	Room	Dimensions
Main	Kitchen	2.42m × 3.04m
Main	Dining Room	2.71m × 2.87m
Main	Living Room	3.47m × 5.01m
Main	Primary Bedroom	2.98m × 4.45m
Main	Bedroom 2	2.78m × 3.04m

Level

Room

Dimensions

Main

Kitchen

2.42m × 3.04m

Main

Dining Room

2.71m × 2.87m

Main

Living Room

3.47m × 5.01m

Main

Primary Bedroom

2.98m × 4.45m

Main

Bedroom 2

2.78m × 3.04m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $2,485 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,958/mo

incl. closing costs (yr 1)

Annual total

$47,499

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,615/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$207/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,164/yr

Property taxes15% $6,945/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,990/yr

Condo fees19% $9,240/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$2,485	$207/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$9,240	$770/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,499	$3,958/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 304

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