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$998K · 4+1 bed Detached · Samac, Oshawa | MyPropertyScout

$998,000

548 Ormond Drive

4+14OwnerOccupied

Map

$998,000

F●●●○○DOM20days

548 Ormond Drive

Oshawa · Ontario L1K 2L4

MLS® E13266582 · Samac · L1K 2L4

4+14OwnerOccupied2000-2500 ft²Detached1-car Attached20d$444/ft²Lot 39.4 x 103.4 ft$6,853 tax/yrBuilt 200323 yrs old

15% above market · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

RARE 4-bedroom detached home with finished walk-up basement apartment in Oshawa's highly sought-after Samac community! Offering approximately 3,000 sq ft of finished living space, this beautifully maintained family home features a spacious and functional layout designed for today's modern family. The main level offers multiple living areas, hardwood flooring, a bright eat-in kitchen with stainless steel appliances, ample cabinetry, a breakfast area with a walkout to the backyard, and a convenien…

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Property details

MLS#: E13266582
Status: Buy Now
Beds: 4+1
Baths: 4 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 4 total
Lot: 39.4 × 103.44
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Ritson & Taunton
Basement: Walk-Up, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.76m × 4.18m
Main	Living Room	4.04m × 6.81m
Main	Dining Room	—
Main	Kitchen	4.9m × 4.97m
Main	Family Room	4.53m × 5.07m
Main	Laundry	2.27m × 2.34m
Second	Primary Bedroom	5.82m × 6.37m
Second	Bedroom 2	3.48m × 3.85m
Second	Bedroom 3	3m × 3.85m
Second	Bedroom 4	3.25m × 3.31m
Basement	Kitchen	2.72m × 3.18m
Basement	Living Room	5.48m × 5.73m
Basement	Bedroom 5	4.22m × 4.6m
Basement	Utility Room	2.05m × 3.66m
Basement	Cold Room/Cantina	2.22m × 3.34m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® E13266582

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$998K

548 Ormond Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $998,000✓ $6,853 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,529/mo

incl. closing costs (yr 1)

Annual total

$90,351

year 1

Mortgage only

$3,786/mo

principal + interest

Beyond mortgage

$1,915/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$571/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,433/yr

Property taxes26% $23,288/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,980/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,433	$3,786/mo
Government & taxes
Property tax	$6,853	$571/mo
Land transfer tax(closing)	$16,435	$1,370/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,980	$832/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$90,351	$7,529/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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548 Ormond Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs