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$699K · 4 bed Semi-Detached · McLaughlin, Oshawa | MyPropertyScout

$699,000

653 Berwick Crescent

42OwnerOccupied

Map

$699,000

DOM20days

653 Berwick Crescent

Oshawa · Ontario L1J 3E6

MLS® E13250006 · McLaughlin · L1J 3E6

42OwnerOccupied1500-2000 ft²Semi-Detached None20d$399/ft²Lot 30 x 106 ft$4,852 tax/yr

20 days on market

About this home

A Beautiful And Spacious 4 -Bedroom, 2-Bathroom Semi Detached Home With A Widened Driveway Large Enough For Up To Three Cars Side-By-Side. The House Has Charming Curb Appeal With Large Windows, A Neutral Exterior, And A Welcoming Front Entrance With Carport. The Main Floor Showcases Brand New Stainless Steel Appliances In A Bright Kitchen. Open Concept Living And Dining Area, Large Windows, Laminate Flooring And A Walkout To A Spacious Backyard Deck. The Backyard Is Lush Green With Manicured Gr…

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Property details

MLS#: E13250006
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1500-2000
Style: Sidesplit 4
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 29.99 × 106
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Waverly St N & Rossland Rd W
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: DAN PLOWMAN TEAM REALTY INC.

Source: TRREB/PROPTX · MLS® E13250006

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$699K

653 Berwick Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $4,852 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,446/mo

incl. closing costs (yr 1)

Annual total

$65,349

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,464/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$404/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,821/yr

Property taxes23% $15,307/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$4,852	$404/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,349	$5,446/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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653 Berwick Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs