$880K · 3+1 bed Detached · Rural Pickering, Pickering

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About this home

Welcome to 1117 Cameo Street-where modern style meets everyday versatility in the vibrant New Seaton community of Pickering. This beautifully maintained, 2.5-year-old detached home offers a bright, open-concept design perfectly suited for today's lifestyle, complete with a fully finished lower level ideal for extended family, guests, or in-law suite potential. The sun-filled main floor features 9-foot ceilings, elegant hardwood flooring, and a spacious living area designed for both comfortable l…

Property details

MLS#

E13249742

Status

Buy Now

Beds

3+1

Baths

4 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 29.53 × 82.02
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: South
Cross street: Taunton Rd & Burkholder Dr
Basement: Finished, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	3.48m × 3.19m
Main	Dining Room	2.78m × 3.19m
Main	Living Room	7.42m × 3.25m
Second	Primary Bedroom	6.16m × 4.47m
Second	Bedroom 2	3.47m × 3.63m
Second	Bedroom 3	3.65m × 3.04m
Second	Laundry	1.77m × 2.28m
Lower	Living Room	2.6m × 2.8m
Lower	Bedroom	3.85m × 2.45m

Level

Room

Dimensions

Main

Kitchen

3.48m × 3.19m

Main

Dining Room

2.78m × 3.19m

Main

Living Room

7.42m × 3.25m

Second

Primary Bedroom

6.16m × 4.47m

Second

Bedroom 2

3.47m × 3.63m

Second

Bedroom 3

3.65m × 3.04m

Second

Laundry

1.77m × 2.28m

Lower

Living Room

2.6m × 2.8m

Lower

Bedroom

3.85m × 2.45m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $879,999✓ $7,936 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,842/mo

incl. closing costs (yr 1)

Annual total

$82,102

year 1

Mortgage only

$3,338/mo

principal + interest

Beyond mortgage

$1,872/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$176,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$661/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,061/yr

Property taxes27% $22,011/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,800/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,061	$3,338/mo
Government & taxes
Property tax	$7,936	$661/mo
Land transfer tax(closing)	$14,075	$1,173/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,800	$733/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,102	$6,842/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1117 Cameo Street

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Property details

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Annual costs