$1.69M · 4+1 bed Detached · Rosebank, Pickering

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About this home

Welcome to this quality custom built home in the prestigious Rosebank community, Pickering most sought after neighborhoods. Ideally located near the beach, Rouge Park, Petticoat Creek Conservation Area, the Seaton Trail, and walking distance to schools, Nestled on a quiet cul- de-sac and surrounded by nature. Featuring 4+1 bedrooms, 5 bathrooms, and approximately 3,000 sq. ft. above grade plus a 1,525 sq. ft. finished basement, you'll enjoy 4,525 sq. ft. of total living space. The main and secon…

Property details

MLS#

E13248724

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Cul de Sac/Dead End, Electric Car Charger, Fenced Yard, Greenbelt/Conservation, Park

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 53.64 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Rougemont & Rosebank
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, Central Vacuum, In-Law Suite, Water Heater Owned, Water Meter
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.65m × 4.26m
Main	Dining Room	3.65m × 4.26m
Main	Kitchen	2.77m × 4.26m
Main	Breakfast	4.26m × 4.26m
Main	Family Room	3.65m × 4.99m
Second	Primary Bedroom	4.26m × 5.48m
Second	Bedroom 2	3.65m × 4.26m
Second	Bedroom 3	3.34m × 4.69m
Second	Bedroom 4	3.34m × 4.26m
Basement	Bedroom 5	2.8m × 4.94m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,688,000✓ $11,835 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,357/mo

incl. closing costs (yr 1)

Annual total

$148,285

year 1

Mortgage only

$6,404/mo

principal + interest

Beyond mortgage

$2,975/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$337,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$986/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$16,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$30,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $76,845/yr

Property taxes28% $42,070/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance11% $16,880/yr

Closing costs3% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$76,845	$6,404/mo
Government & taxes
Property tax	$11,835	$986/mo
Land transfer tax(closing)	$30,235	$2,520/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$16,880	$1,407/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$148,285	$12,357/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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593 Maitland Drive

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Annual costs