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$799K · 3+2 bed Detached · Downtown Whitby, Whitby | MyPropertyScout

$799,000

59 Regency Crescent

3+22Vacant

Map

$799,000

C●●●○○DOM10days

59 Regency Crescent

Whitby · Ontario L1N 7K8

MLS® E13248308 · Downtown Whitby · L1N 7K8

3+22Vacant1100-1500 ft²Detached1-car Attached10d$615/ft²Lot 31.8 x 97 ft$5,489 tax/yr

1% above market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

** Sold Conditional with Escape Clause. Showings are still welcome. ** Rarely available accessibility-focused bungalow in the heart of Downtown Whitby. 59 Regency Cres offers 3+2 bedroom, 2-bath home designed for practical, barrier-conscious living, with an elevator lift accessible from the attached garage to both the main floor and finished lower level. Set on a quiet, low-traffic crescent, this home offers the ease of one-level living with the added flexibility of a fully usable lower level. T…

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Property details

MLS#: E13248308
Status: Conditionally Sold
Beds: 3+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Gazebo, Garden Shed
Property features: Rec./Commun.Centre, School, Park, Wooded/Treed

View: Forest, Trees/Woods

Garage: 1-car Attached
Garage spaces: 1
Parking: 4 total
Lot: 31.81 × 97.03
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Brock St N & Dundas St E
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Guest Accommodations, Wheelchair Access
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FRASER GROUP REALTY

Source: TRREB/PROPTX · MLS® E13248308

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$799K

59 Regency Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $5,489 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,097/mo

incl. closing costs (yr 1)

Annual total

$73,160

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,569/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$457/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,374/yr

Property taxes25% $17,944/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$5,489	$457/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,160	$6,097/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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59 Regency Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs