$760K · 3 bed Condo Townhouse · Central, Ajax

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About this home

SHOWSTOPPER! Absolutely stunning Coughlan built, TURN-KEY home that shows 10/10. Location, location, location!! Impeccably maintained and clean as a whistle. This home delivers the size and comfort you want, without the worry of windows, roof or cutting the lawn! 1937sq.ft ABOVE GRADE! Walk inside to this remarkable Executive Townhome in arguably the best location in all of Ajax! Beautiful open concept main floor, with a fully renovated kitchen (new cabinets 2024) and gleaming hardwood floors th…

Property details

MLS#

E13242380

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1800-1999

Style

3-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 172
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Brick
Fronting on: —
Cross street: SALEM RD/ KINGSTON RD
Basement: Finished, Separate Entrance
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven
Parking features: —

Level	Room	Dimensions
Main	Kitchen	2.2m × 4.05m
Main	Living Room	3.66m × 5.36m
Main	Dining Room	2.25m × 3.2m
Second	Primary Bedroom	4.43m × 5.21m
Third	Bedroom 2	4.15m × 4.65m
Third	Bedroom 3	3.88m × 4.8m
Basement	Recreation	4.12m × 6.6m
Basement	Other	—

Level

Room

Dimensions

Main

Kitchen

2.2m × 4.05m

Main

Living Room

3.66m × 5.36m

Main

Dining Room

2.25m × 3.2m

Second

Primary Bedroom

4.43m × 5.21m

Third

Bedroom 2

4.15m × 4.65m

Third

Bedroom 3

3.88m × 4.8m

Basement

Recreation

4.12m × 6.6m

Basement

Other

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $760,000✓ $4,782 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,466/mo

incl. closing costs (yr 1)

Annual total

$77,589

year 1

Mortgage only

$2,883/mo

principal + interest

Beyond mortgage

$2,151/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$152,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$399/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $34,598/yr

Property taxes21% $16,457/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,600/yr

Condo fees11% $8,274/yr

Closing costs7% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,598	$2,883/mo
Government & taxes
Property tax	$4,782	$399/mo
Land transfer tax(closing)	$11,675	$973/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,600	$633/mo
Condo fees
Condo / HOA fees	$8,274	$689/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,589	$6,466/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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35 Torr Lane

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Annual costs