$599K · 2 bed Detached · Centennial, Oshawa

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About this home

Beautifully Renovated Detached 2-Storey Home Situated On A Large Lot With A Huge Private Backyard! Featuring A Bright Open-Concept Main Floor With Modern Finishes Throughout, New Flooring Throughout The Entire Home, Pot Lights, And A Fully Renovated Extended Kitchen With Stainless Steel Appliances. Fully Renovated Main Bathroom Plus Main Floor Powder Room. Spacious Living And Dining Areas Perfect For Entertaining. Finished Lower Level With Separate Entrance Offers Excellent Additional Living Spa…

Property details

MLS#

E13241984

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

700-1100

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Other structures: Garden Shed
Property features: Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 50.04 × 116.77
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: Rossland Rd E & Simcoe St N
Basement: Finished, Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	0.97m × 3.02m
Main	Living Room	3.73m × 4.36m
Main	Dining Room	2.97m × 3.64m
Second	Primary Bedroom	3.72m × 4.61m
Second	Bedroom 2	2.93m × 3.37m
Basement	Recreation	3.11m × 6.57m

Level

Room

Dimensions

Main

Kitchen

0.97m × 3.02m

Main

Living Room

3.73m × 4.36m

Main

Dining Room

2.97m × 3.64m

Second

Primary Bedroom

3.72m × 4.61m

Second

Bedroom 2

2.93m × 3.37m

Basement

Recreation

3.11m × 6.57m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $4,190 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,714/mo

incl. closing costs (yr 1)

Annual total

$56,564

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,278/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$349/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,269/yr

Property taxes22% $12,645/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,990/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$4,190	$349/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,564	$4,714/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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42 Rossland Road

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