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$799K · 2+2 bed Detached · Centennial, Oshawa | MyPropertyScout

$799,000

816 SIMCOE Street

2+22OwnerOccupied

Map

Pool

$799,000

D●●●○○DOM21days

816 SIMCOE Street

Oshawa · Ontario L1G 4V8

MLS® E13241770 · Centennial · L1G 4V8

2+22OwnerOccupied1100-1500 ft²Detached1-car DetachedPool21d$615/ft²Lot 50 x 240 ft$5,915 tax/yrBuilt 198541 yrs old

9% above market · 21 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

**Charming Two Unit Dwelling, with Resort-Style Living and In-Ground Pool** Welcome to your dream home, where lifestyle meets investment potential! This stunning two unit dwelling is perfect for multi-generational living or an excellent opportunity to generate income. Nestled in a peaceful neighborhood, this property boasts a resort-style backyard designed for relaxation and entertainment. Step outside to discover a covered deck that invites you to unwind in style, whether hosting gatherings or…

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Property details

MLS#: E13241770
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Metal, Solar
Foundation: Unknown
Other structures: Workshop, Storage, Other
Property features: Electric Car Charger, Arts Centre, Hospital, Public Transit

Fireplace features: Natural Gas

View: Pool

Garage: 1-car Detached
Garage spaces: 1
Parking: 11 total
Lot: 50.04 × 239.98
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding · Canopy, Deck, Porch
Fronting on: West
Cross street: ROSSLAND AND SIMCOE
Basement: Apartment, Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Solar Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.14m × 2.95m
Main	Living Room	4.03m × 3.87m
Main	Dining Room	2.75m × 2.84m
Main	Primary Bedroom	7.11m × 2.84m
Main	Bedroom 2	3.51m × 2.95m
Main	Sitting	3.51m × 3.97m
Basement	Kitchen	3.45m × 2.44m
Basement	Recreation	5.96m × 5.89m
Basement	Bedroom	5.07m × 2.82m
Basement	Bedroom 2	3.56m × 2.94m
Basement	Utility Room	3.12m × 6.91m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 PERCY FULTON LTD.

Source: TRREB/PROPTX · MLS® E13241770

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$799K

816 SIMCOE Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $5,915 tax✓ Electric✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,085/mo

incl. closing costs (yr 1)

Annual total

$73,022

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,558/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$493/mo

Utilities

Hydro / electricity$169/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,374/yr

Property taxes25% $18,370/yr

Utilities5% $3,588/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$5,915	$493/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,028	$169/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,022	$6,085/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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816 SIMCOE Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs