$779K · 3+1 bed Detached · Central West, Ajax

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About this home

Stunning, move-in ready detached home in one of Central West Ajax's most coveted neighbourhoods, tucked away on a quiet, family-friendly crescent. This beautifully updated 3-bedroom, 2-bath property shows true pride of ownership with approximately $100K in quality upgrades throughout. Step into a bright and welcoming main floor featuring a separate living and dining area, elegant crown moulding, modern pot lights, smooth ceilings, and a walk-out to the backyard-perfect for entertaining. The reno…

Property details

MLS#

E13241144

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

700-1100

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 33.03 × 104.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Westney Road and Ravenscroft Road
Basement: Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.4m × 4.2m
Main	Dining Room	2.7m × 3.19m
Main	Kitchen	2.14m × 2.85m
Second	Bedroom	3.26m × 4.08m
Second	Bedroom 2	2.86m × 3.13m
Second	Bedroom 3	2.46m × 3.26m
Basement	Bedroom	2.82m × 2.51m
Basement	Living Room	2.98m × 3.07m
Basement	Kitchen	1.91m × 2.98m

Level

Room

Dimensions

Main

Living Room

3.4m × 4.2m

Main

Dining Room

2.7m × 3.19m

Main

Kitchen

2.14m × 2.85m

Second

Bedroom

3.26m × 4.08m

Second

Bedroom 2

2.86m × 3.13m

Second

Bedroom 3

2.46m × 3.26m

Basement

Bedroom

2.82m × 2.51m

Basement

Living Room

2.98m × 3.07m

Basement

Kitchen

1.91m × 2.98m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $779,000✓ $4,800 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,897/mo

incl. closing costs (yr 1)

Annual total

$70,768

year 1

Mortgage only

$2,955/mo

principal + interest

Beyond mortgage

$1,479/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,463/yr

Property taxes24% $16,855/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,790/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,463	$2,955/mo
Government & taxes
Property tax	$4,800	$400/mo
Land transfer tax(closing)	$12,055	$1,005/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,790	$649/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,768	$5,897/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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82 Chatfield Drive

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